Doug,
My family is in a very similar circumstance and it's because that the Holy Spirit wants to purge this self-sufficient spirit. In America, we love to say we're trusting Jesus but oftentimes we're trusting our own wisdom or expertise (our money, credit, etc.) and it's been quite painful as the Lord has been dealing with me on this. It's only painful because I've been resistant to give it up. We will trust Jesus as our sufficiency in a very real way? At least that's the question that is being asked of me.
I was reminded of part of Matthews 6 as I read your post (and I posted it below). So my "job" is simply to seek Jesus first and His righteousness and then He will take care of everything. I pray that you allow this experience to fully trust Him with everything because Jesus wants to carry you Doug. His arm is not too short to save.
25"Therefore I tell you, do not worry about your life, what you will eat or drink; or about your body, what you will wear. Is not life more important than food, and the body more important than clothes? 26Look at the birds of the air; they do not sow or reap or store away in barns, and yet your heavenly Father feeds them. Are you not much more valuable than they? 27Who of you by worrying can add a single hour to his life?
28"And why do you worry about clothes? See how the lilies of the field grow. They do not labor or spin. 29Yet I tell you that not even Solomon in all his splendor was dressed like one of these. 30If that is how God clothes the grass of the field, which is here today and tomorrow is thrown into the fire, will he not much more clothe you, O you of little faith? 31So do not worry, saying, 'What shall we eat?' or 'What shall we drink?' or 'What shall we wear?' 32For the pagans run after all these things, and your heavenly Father knows that you need them. [b]33But seek first his kingdom and his righteousness, and all these things will be given to you as well. 34Therefore do not worry about tomorrow, for tomorrow will worry about itself. Each day has enough trouble of its own.[/b]
Blessings to you Doug. We want to hear a praise report after Jesus steps in and delivers you.