Dear Ormly,
#1. Unmerited favor is not a Biblical term.
What is a Biblical term? How do we define a word as being Biblical or not?
Titus 3:5a (NAS) He saved us, not on the basis of deeds which we have done in righteousness, but according to His mercy
#2. It can be readily seen that God's favor, hence His Grace, is always conditional as is His promises.
On what condition?
Titus 2:11 (NAS) For the grace of God has appeared, bringing salvation to all men,
Grace is given, but in order for anyone to have grace, it must be accepted. Grace cannot "be" with someone, until they have it. That is why it is also said:
Ephesians 6:24 (NAS) Grace be with all those who love our Lord Jesus Christ with incorruptible love.
#3. You make no mention of Folk before the Cross.
My friend, I am not sure we entirely disagree. If you were to develop my whole theology based upon that one comment above, you would missing out on so much. You asked about grace and not about faith. Salvation comes through both grace and faith. Paul said:
Ephesians 2:8 (NAS) For by grace you have been saved through faith; and that not of yourselves, it is the gift of God;
Grace is God's part and faith is our part. The work is entirely of God, all we must do is trust in God (believe in Jesus). When we come before the cross, we are convicted of sin. However, God is offering forgiveness if we are willing to accept Jesus as our Lord. God is offering a gift, all we must do is accept it.
God's love is not conditional. God is offering His love. However, we do not have His love unless we accept it.
God is seeking unity by love (a marriage), and such a unity comes by both people giving love to each other. God gives His love by grace. We give our love through faith. When God affords His grace and we accept that grace through faith, The Holy Spirit unites as one with our spirit, thus bringing about salvation. It involves participation from both God and us.
#4. This is NOT something someone earns as a works but rather because of his response to God who has revealed Himself.
Indeed, with this I agree. Though I would add: "who has revealed Himself through Christ."
Response is NOT a work but rather the key that unlocks the door to God's Grace.
Here is where we disagree. You would believe that God has given grace only to those who have received it. However, I believe that God has given grace to all humans who have ever lived. Jesus died for all. God loves everyone.
This is made clear in several scriptures:
Titus 2:11 (quoted above)
2 Peter 3:9(NAS)
The Lord is not slow about His promise, as some count slowness, but is patient toward you, not wishing for any to perish but for all to come to repentance.
1 Timothy 2:3-4 (NAS)
3 This is good and acceptable in the sight of God our Savior, 4 who desires all men to be saved and to come to the knowledge of the truth.
1 Timothy 4:10
For it is for this we labor and strive, because we have fixed our hope on the living God, who is the Savior of all men, especially of believers.
If you notice, 1 Tim 4:10 clearly makes a distinction between being savior of all men and believers. Paul said, "especially of believers." Christ has offered salvation to all, but only the believers accept the free gift offered by God.
Therefore, the love of God is unconditional. He has given His love to all humanity. Salvation is a free gift offered to all.
I hope this helps.
In love,
Blake