What does it mean?

Have you considered it would make a great gospel sermon? Consider this:

Your adversary is God.

The judge is Christ.

Your debt is the wages of sin.

The reward is death.

Application: if you don't settle now you never will!
Make right with God now who is gracious and tender-hearted and you will be saved. How do you do this? Believe on the Lord Jesus or, repent and believe the Gospel.

God bless,

Llewelyn (Kerry)