I believe you it is correct to be wary of the "ask Jesus into your heart" explanation of how to get saved.1) It isn't in the Bible. If anyone knows otherwise, please let me know.2) It does not stress (or even mention) repentance, without which no one can be saved.The first (Biblically recorded) public preaching of both John the Baptist and Jesus is "Repent" (not necessarily the very first word out of their mouths, but the point is made)Matthew 31 In those days came John the Baptist, preaching in the wilderness of Judea2 and saying, "Repent ye, for the Kingdom of Heaven is at hand."Matthew 4:17From that time Jesus began to preach and to say, "Repent, for the Kingdom of Heaven is at hand."Some of Jesus words make it plainly clear:Luke 13:3I tell you, nay; but unless ye repent, ye shall all likewise perish.If someone "asks Jesus into their heart" and does not repent, they are still going to perish.Luke 15:7I say unto you that likewise more joy shall be in Heaven over one sinner that repenteth, than over ninety and nine just persons who need no repentance.What's the joy over? Someone making an intellectual or emotional decision to request Jesus' presence in their hearts/lives (I'm not trying to mock it, by the way), or is it repentance?Mark 6:12And they went out and preached that men should repent.The situation is somewhat different since they went out preaching, but has it changed such that we need not preach repentance?Acts 2:38Then Peter said unto them, "Repent and be baptized, every one of you, in the name of Jesus Christ for the remission of sins; and ye shall receive the gift of the Holy Ghost.Acts 3:19Repent ye therefore and be converted, that your sins may be blotted out when the times of refreshing shall come from the presence of the Lord.Acts 17:30The times of this ignorance God overlooked, but now He commandeth all men everywhere to repent,What does He command?I think I've gotten the point across.My problem isn't so much with the preaching of "ask Jesus into your heart" (though I'd ask a Biblical justification of anyone using that phrase), it's what they generally don't preach that bothers me. Things like repentance, living right, obeying, serving, and loving God, that if we truly love Him, we will keep His commandments (John 14:15, 1 John 5:3), and if we don't keep His commandments we don't truly love or even know Him (1 John 2:3-4, 1 John 3:6).I think it's correct that we should ask Jesus to be present in our lives and in us, and to partly borrow a phrase used by someone else here, I think we should ask Jesus to sit on the throne of our hearts.