First and foremost, unless you have a job on the side and plan going part-time, or you have financial support from family or church, or you can afford it without debt, be very concerned. I doubt very much if The Lord would provide financial means to anyone by incurring great debts, especially for this purpose.
I have met many young folks in the seminary (I am currently attending a "renowned" seminary just for enrichment) that have never even read the entire Bible, thinking to themselves that they can learn the Bible through the seminary, all the while being quite convinced that God had called them to some ministries, hoping that the degrees they acquire in the end will endorse their marketability as professional ministers!
Desiring to learn Christ from one's love and desire to know God as compared to learning the Bible and theology as merely academics with an agenda (even one to "serve" God with it hereafter) are entirely different matters.
Studying man's theologies is mostly a thing of the flesh, studying God's Word with diligence and affection, under the tutelage of The Spirit, is definitely of the spiritual.
Praying and fasting are great, perhaps, studying the ENTIRE Bible through at least a couple of times before you make the decision is even better. No hurry really, like most establishments, seminaries all over the country also seem to have a cash crunch, so you can always wait a year or two.
Lastly, if you must go,perhaps start with one couse and wait upon God. Sad...I do reckon that many of the fleshly churches lust after teachers with big diplomas!
Hope this helps.
Mamaluk